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Here you will find resources for finances + lifestyle + blogging initiatives.
This page is updated with articles that are written to explain the resources in more detail.
These financial services are FREE to use.
♦ Financial Trackers / Aggregators
→ PERSONAL CAPITAL
Are you tracking your money? If not, using a financial aggregator will allow you to see all your balances all in one place. It ensures that you always have a pulse on your money and will be well aware if there is suspicious activity. These resources are FREE to use. I have been using them for years!
Related article: 5 Tools To Manage Your Financial Health
♦ Budget & Tracking Tool
→ EXCLUSIVE FOR FTD SUBSCRIBERS
Are you looking for a new and improved way to manage your finances and build a foundation for years to come? Try my very own Budget & Tracking Spreadsheet. There is a 20-page guide available to walk you step-by-step through the process.
Related article: The Budget Tracking Spreadsheet: Take Control Of Your Money
♦ Credit Score Trackers
→ CREDIT SESAME
→ CREDIT KARMA
Credit scores should be checked often to ensure that any issues can be rectified in a timely manner.
For starters, visit annualcreditreport.com to get a free report every 12-month period from all three credit reporting agencies. It will not include your credit score. You will have to pay a small fee for the actual number.
After that, consider monitoring your credit score for fluctuations with the below services. I use them both!
A simple app download will allow for access to a number that you need to know! Try it out today and see what your score is and how you can improve it! It’s FREE.
Related article: Boost Your Credit Score: A Guide To An Important 3-Digit Number
♦ Cash Back/Discount Codes
To get the most value out of making online purchases – I use Ebates. This method allows me to receive cash back for what I would buy anyway.
The process I use for online shopping:
When I am ready to make a purchase, I go to Ebates.com, log in to my account, and type in the retailer. If it is within the Ebates network it will come up with an option to click-through to the retailer. Once on the retailer’s website, I proceed as normal and add items to my cart and make payment. Once Ebates has verified the purchase, I receive the cash back into my Ebates account.
I recently started using this app and I’ve already saved money! AND – it’s important to note that it’s on items that I would normally buy anyway!
This app is mainly for grocery shopping and is very similar to Ebates. Visit the website or app and add the products that you plan on buying. Purchase the products from the store. Take a picture of the receipt. Scan the barcode (doesn’t ask every time). Wait for the cashback to be deposited to your Ibotta account within 48 hours. Voila!
I don’t use any other service for discount codes when making a purchase online. I only use Retail-me-not because it works. I can get a discount code or a code for freebies depending on where I shop online. Simply do a search for your chosen retailer and check for online deals. Some codes don’t work, but I am never disappointed when one does work. When I shop at Sephora.com, I know I can score a code for a deluxe sample or freebie. It’s awesome!
♦ Make Extra Money
If you have excess goods that you want to sell to make extra cash, this is your place. You can sell CD’s, DVD’s, cell phones, and much more. You simply download the app or use their website, scan the goods, and they give you a price for the product if it is in their purchasing database. If you decide to sell your items, simply package it up and send it UPS insured for free. Decluttr makes payment the day after the item is received by them.
Sell the goods in your closet for extra cash. I’ve been using Poshmark since 2013 – and it’s legit and awesome! Try it out yourself and use my code “FTDCLOSET” to get $5 in your Posh account. Read more about my tips + tricks for selling on Poshmark here.
♦ Grocery Shopping
→ THRIVE MARKET
This is my latest obsession. Thrive Market is making a huge impact in making healthy goods accessible at wholesale prices. You can try the service for 30 days for free, thereafter there is an annual fee of $59. Try it out and if it doesn’t work for you, cancel at any time.
Better yet, with every sign-up, Thrive sponsors a low-income family for their own subscription so they have access to healthy eating. How great is that?!
♦ Blogging Resources
If you are a blogger or have an online business consider trying the following resources for your website. Siteground is a great option for beginning bloggers at a low price rate. ConvertKit was an easy choice for me because of the simplicity of use and great reputation in the industry. Tailwind is my current go-to for automation services. I use all these services.
In an effort to save money, I was manually posting on my Pinterest and social media accounts.
In the beginning, this worked for me.
When time progressed, I opted to use automation services in order to free up my time.
Along with manually pinning, it’s ideal to have a schedule in place to take over for the times when you can’t pin – like 2am in the morning!
If you’re in the blogging world, you may already have a Pinterest account set up and are using it as a source of traffic.
In order to get any traction on Pinterest, it is imperative that you pin often and consistently.
Tailwind has been a saving grace as I can use the service to share both my pins to “Tribes” and other’s pretty pins.
It leaves me time to focus on the content that is actually going to make its debut and help me in growing my presence.
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