Thank YOU for visiting Full-Time Dollars and taking the time to learn more about my online space where I share my knowledge through first-hand experiences. A win for me is that you find relevance in the provided content to apply to your own life.
I’m in pursuit of my version of FI/RE by making mindful financial and lifestyle choices.
“With the commodity of time that each one of us loses in each passing moment, we recognize that our future is in our hands. The typical mindset of working now and living later is far too antiquated.” – I came up with this!
It’s important to note that my mindset and this blog is not directed towards accumulating masses of money to sit back, enjoy the fruits of your labor, and never work again.
For me, FI/RE has evolved into Financial Independence + Redefined 9-5.
With this change, you don’t necessarily need to reach FI before redefining your 9-5 or vice versa. That’s the beauty of it. The progression you make towards being financially free opens your world up to new opportunities!
Yes, my ultimate goal is to be financially free (and eventually retire early) but I also want to redefine what the 9-5 means to me.
Each person’s new 9-5 is going to look very different – so imagine what that is for you!
I’m still making preliminary sketches and I will know more as I progress on this journey.
What You Can Expect Here At Full-Time Dollars.
I combine articles related to finance + lifestyle, framing them in ways that have worked for me in the past. My belief is that it takes both financial and lifestyle changes to build a ladder that will support you through all facets of your life.
My articles are directed towards everyone because these topics transcend age. My goal is to help every single person that is willing to improve their financial well-being.
As an added bonus, my own journey to financial independence and a redefined life is included in the mix. I open up about different aspects of my life that are relevant to my message.
It’s not all serious! It’s about being enthused and optimistic about life while you’re working towards financial freedom, so I include travel and food articles that are relevant (ie. budget-friendly, cost-effective, etc.)
Want to join me in finding your own redefined life?
If happiness to you is continuing to work the 9-5, then why not give yourself the ability to do what 100% interests you?
For instance, let’s say you work in a dentist office as a receptionist. You enjoy your job, but the patients can be a pain.
You feel as though you could work at home doing the same types of duties as a virtual assistant and not have to deal with the face-to-face interaction. PJ’s for the win?!
Here’s what happens if you have a strong financial backbone.
You would gain the additional skills needed, find a VA job regardless of the pay and benefits, and work from home doing what you love.
Here’s another way to think about it. Would you wake up and go to work tomorrow – if you had to work for FREE? That’s probably a big no for a large percentage of people.
You may be surprised by my reply to that.
If that is YOU and YOU my friend have the money to sustain yourself while working a job for free, that’s precisely the goal…#winnerinmybook
Together, let’s work towards the end goal where money is NOT a prime factor in making life’s decisions.
Are you in?
If you are still wondering about how this applies to you.
Don’t you want to have options?
Life is unpredictable.
Do you have…
– trouble envisioning your end goal?
– difficulty planning your retirement timeline?
– areas you can refine in your budget?
– trouble seeing the bigger financial picture?
Do you want…
– help understanding your finances?
– motivation and inspiration to conquer your dreams?
– to add value at work in order to get promoted?
– to gain the tools to make a departure from the 9-to-5, to a life redefined?
You will learn all this and more right here at Full-Time Dollars.
I’m here to educate you, empower you, and motivate you to
Call me HP! I’m a 30-something gal living in the Southwest region of the U.S.
I’m the sole content creator for this personal finance + lifestyle blog, Full-Time Dollars.
Together, my husband and I have taken proactive approaches in order to put ourselves further ahead.
In my early 20’s I started my career as a hairstylist, quickly realizing that I had more earning potential with a degree in a solid field.
Accounting was it – I understood it conceptually and the field had dual purposes for me, for my career and later on if I chose to own a business.
I went back to school and worked full-time later earning a certification in my degree field. Throughout my 8-year career, I was promoted multiple times, as a result of hard work and tenacity.
My husband worked various jobs at night and on weekends in order to go to school during the day. Many times, this meant sleeping in his car right before class. He graduated and earned a certification in his degree field.
We powered through in the hopes of building a financially stable life and to help design the future we wanted.
At that time, financial freedom wasn’t a goal.
It wasn’t until 2013 that the goal took shape. Now, the ultimate goal is a departure from confined work to the world of possibilities where money is NOT the prime factor in making life’s decisions.
The formula I have always abided by is:
earning power + saving power + investing power
= financial security | build wealth | financial freedom | retire someday | options | a life defined by ME
The portion after the equal sign is what this equation means to ME. Finish this equation with what matters to YOU.
It was through the use of this formula that allowed me the confidence to stay home for over 1 year in order to find my ideal position. This chapter is still unwritten, but I will tell you this.
Having experienced a mini-retirement these past couple of years has reinvigorated me to step back into the corporate setting. This next chapter will prepare me to be emotionally and financially capable of eventually making a departure from working the 9-5 – to you guessed it – a life redefined.
Do you want to build the rungs of your ladder that will allow you options for your life?
Are You Ready To Make It About You?
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→ Spicy food at the max level is “where it is at“.
→ I’m directionally-challenged, which means I should never be the person in charge of reading maps.
→ I’m Vietnamese, but I only speak English fluently.
→ I’m not a picky eater and will try *most* foods at least once.
→ I was born and raised in the U.S. and have lived in the same state – I hope to move someday!
→ I enjoy traveling and have been to some of the major cities in the U.S. and France.