Bye-Bye Cable TV

You have heard this often enough,“Cut the cable, it’s a discretionary expense that can go”.

This is one area that has been vastly advertised as a way to save money – something that I always overlooked.

This is coming from someone that really enjoyed watching various TV shows on Bravo, Food Network, and the occasional Lifetime movies.

It was always embedded in me to veer first towards vegging out in front of the television, rather than doing something productive.

But then again, I was working during that time and everything was on auto-pilot, so that’s just how I spent my free time. 

It wasn’t until late 2016 that I reconsidered this option, mainly due to cost-cutting measures.

Trust me, I attempted to get a discount or a plan reduction with the cable company – to no avail.

Finally, the band-aid came off, after 10 years of having cable and a DVR. I cut it all – bye-bye cable.

bye bye cable tv

Bye Cable TV, Hello Digital Antenna + CBS All Access

At the time, I was paying approximately $65/month for basic + a few select channels + HD DVR.

After canceling, a digital antenna was purchased for $27. The antenna provides for basic network channels, and is useful if you want to watch a random show.

Additionally, I opted for the CBS All Access subscription for $9.99/month with no commercials. Using this television alternative, I am still able to watch some of the shows I used to watch whenever I choose – it works for me.

The only downside I have been able to note is that the network will remove seasons without warning and their library of shows is inconsistent and incomplete.

For instance, they have all the seasons for NCIS: New Orleans, but only a few episodes of Big Bang Theory.

I inquired with a CBS representative and they stated that they did not have the rights to all the episodes. After further research, it appears I am back at the same conclusion.

CBS apparently does not have all the licensing rights from all their production counterparties. Interesting concepts…

If you are interested in getting CBS All Access, that can be a setback. Though, there are enough shows to keep you entertained for a while.

Here is a list of shows that may be of interest. Unless otherwise noted, all seasons are available.

(updated 1/6/2019)

• NCIS (crime show)

• NCIS: LA (crime show) – only episodes from current season available

• Scorpion (action/drama show)

• Salvation (sci-fi/political show)

• Star Trek (sci-fi show)

• Big Brother (reality show)

• Survivor (reality show)


Let’s do the math…!

The net difference between regular cable of ~$65/month minus CBS All Access of $9.99/month is ~$55.00/month.

To date, I have a total savings of ~$660 in the past 12 months. Also, take out the one-time digital antenna expense of $27, we are at a grand total of ~$633.

It’s a nice chunk of savings that will continue to increase as time progresses.

The below chart shows the 1-year, 3-year, and 5-year savings using the precise figures, so this gives everyone a look into the savings that will accrue over time given that everything remains the same.

Real-Life Savings Series – Bye-Bye Cable

Related articles: 

The Bottom Line

Cutting the cable or reducing your options is not for everyone. It took me 10 years to get to that point!

Take your time and consider if the savings you would accumulate would make it worthy of a second look, and proceed accordingly.

Full-Time Dollars 9-5 redefined

Full-Time Dollars (FTD) is dedicated to providing insights and resources to help you achieve your financial goals.

Read more about my mission HERE.

*As with all financial and investment decisions, consult a professional. Read disclaimer here.

Join The FTD Community


+ Access to the "FTD Library"


For more information, read the privacy policy.

No spam. I promise. Unsubscribe at any point in time. Powered by ConvertKit

Looking for finance + lifestyle resources?


Readers, if you’re a cord-cutter, any regrets? If you are thinking about cutting the cord, what is holding you back? Please share in the comments below!

Photo cred: Pixabay
Last edit 1/6/2019


  • Gabe A. @ The Shiny Dollar

    Oh cutting the cord was the best thing I’ve done for my finances. I got Netflix and HBO Now and have way too many shows and movies to watch! I was paying around the same thing as you were, and barely watched TV! I recommend cutting the cord to everyone reading this!

    • Full-Time Dollars

      Hey Gabe,

      My husband didn’t watch much TV, so he didn’t care if it got cut or not. It was a harder process for me. Now that it has been 1 year, I don’t miss having cable at all.

  • genymoney99

    i actually got a call from Telus (the telecom provider for me) to ask if I wanted a free TV if I signed up for CABLE TODAY haha. You must have been clairvoyant. I told her I don’t have cable. And she kept on saying “you don’t have a TV? At all?” Then I had to go. I just use Netflix and have used it for the past 4 years.

    • Full-Time Dollars

      What a coincidence!

      I used Netflix off-and-on years ago. It is a good option for shows + movies. I may have to add it back in for more variety.

      Thanks for taking the time to comment!

  • Allie Banks

    Cutting the cable was the best thing I have ever done out of necessity! Now, I have lived for 10 years without paying for cable, and I feel like it’s something I will never in my lifetime go back to. My kids only know Netflix and youtube, and for $11.00 a month, I get more than enough value!

    • Full-Time Dollars

      You know I didn’t think that it would ever be a possibility for me, but it’s proved otherwise. Thank you for stopping by!

Leave a Reply

Your email address will not be published. Required fields are marked *

I accept the Privacy Policy

error: Content is protected!